What do we do about the money in our savings accounts, 401k, and stocks?

I’m not very financially literate. I’m responsible with how I spend my money, but I don’t necessarily understand how to protect it.

My job offers us stocks and I have some money in my 401k. Not much because I haven’t worked there very long, but still.

I’m worried with Trump and Musk looking to get rid of the FDIC, all the money I’ve saved will go poof

But I also think my credit union wouldn’t let me just withdraw everything, and I’m not sure it’s safe to just have all it in cash.

I’ve worked really hard to save my money and (not to be overly dramatic, but) I wouldn’t see any other option if I lost everything than to.. you know. :/

Any advice would help